Small Fleet Financing: Why Buying Trucks Stops Making Sense

Truck financing is shifting fast: small fleets are borrowing to keep trucks running, not to add new ones. Dave Gilbert of National Funding breaks down why repair costs, insurance, fuel and downtime are changing the math for owner-operators and small carriers. This conversation gets into the real issue for trucking businesses right now: cash flow. Even with freight demand holding up in spots, many fleets still can’t justify new equipment when used truck prices, maintenance bills and uncertainty keep stacking up. #TruckFinancing #SmallFleets #FreightWavesToday Small trucking fleets are pulling back from equipment purchases and turning instead to short-term repair financing, according to Dave Gilbert, founder and CEO of National Funding, which has financed trucking and transportation businesses for nearly 30 years.